Save, Invest and Enjoy Life

Experience seamless ways to save while bank rolling any lifestyle.

A blue wallet with three one thousand naira notes in it


The Wallet serves as a regular bank account where all your transactions will occur. Saving money in the Wallet accrues 10% interest per annum (p.a). Seamlessly credit your Wallet through the Auto topup feature when you link your debit card and specify the amount to be toped up and the frequency or use the Wallet assigned account number.

Flexible Withdrawal

Instantly withdraw from wallet at your convenience at zero charge.

Competitive Interest Rates

Enjoy industry best interest rate of up to 16% p.a.


For those who might need their money at any point and are looking for shorter savings plan, Reapquick allows you to save a minimum of ₦500 at an interest rate of 12 - 12.5% p.a.

Short and Flexible

Enjoy short and flexible saving durations of 3, 6, 9 or 12 months and the convenience of breaking before maturity. You need to have saved for at least 30 days before breaking this plan.

Start small on your own terms

Choose the duration that fits your goals and save what you can afford starting with as low as ₦500. Use the Auto topup feature to save automatically.


This plan is for the more financially assured individual who wants to save money for at least 6 months and watch it grow. Start saving on this plan with a minimum balance of ₦100,000 at an interest rate of 12.5 – 14% p.a.

Stay Committed

Avoid the temptation of spending that money meant for that particularly important dream or goal you have planned for so long.

Lock down that money

Keep that money and watch it grow great. Premature withdrawals are discouraged on this plan to help you achieve your financial goals.

Reaprite app showing Reapplus Savings Plan on a phone


Reapmax is a premium saving plan for the big players who want maximum value for their money. It allows you to save with a minimum balance of ₦1,000,000 for either 9 or 12 months

Maximum Interest

Interest rates on Reapmax is up to a whopping 16% p.a on savings. It does not get better than this. To help you save better, premature withdrawals are discouraged on this plan.

Think Long Term

Stash your funds and relax while your money silently works for you. This plan is tailored perfectly to suit the financial needs of those who have a long-term goal.


Explore a personal or group saving option to help you save towards securing future targeted needs with a guaranteed interest rate of 12% p.a.

Personal Target

Achieve a personal financial target with this plan. Set a goal for yourself and save at your pace and financial capability with a 12% interest rate p.a on your savings.

Reap Village

Save collectively with unlimited number of people for projects, events or social causes by setting up a group with like minds for a specified duration.

Reaprite app showing Reapplus Savings Plan on a phone

What Customers Say About Us

“I got to know about Reaprite through a friend. I enjoy using Reaprite to save especially because they have short cycled savings plans."

Eseosa, Benin.

“ I love Reaprite because it’s easy for me to keep my money aside and have it grow. I would definitely recommend Reaprite to anyone who wants to save"


“Reaprite is so easy to use and the interest rates are very inviting. I find this platform easy to use and I strongly recommend it for anyone.”


“So far, I have enjoyed my experience with Reaprite. I use it for savings and I recommended it to my friends."

Anita, Lagos.

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Start saving today.

Reaprite operates under the Cooperative License of Reaprite Multipurpose Cooperative Society, LSCS 17493. We provide savings and fixed deposit services to our users. We are also supported by Investment One Financial Services Limited (Formerly GTB Asset Management Limited) as Trustee.

RC 1730842