Your BVN is needed because it’s a mandatory requirement by the CBN. It is required to validate a User's identity and kick against identity theft. This ensures another level of safety for your funds and transactions. Reaprite does not share your BVN.

Reaprite is built with the security of your payment data in mind. Critical customer data are encrypted and securely stored. We do not store your card information as we work with a Payment Card Industry Data Security Standard (PCIDSS) compliance payment third party that handle all our Customers’ card details as required by regulators.

Making sure your account is safe is our topmost priority. We use state of the art data encryption when handling your financial information. We are backed by Investment One, a Security Exchange Commission (SEC) regulated trustee. We equally invest in low to medium risk investment opportunities that yield competitive interest to our investors.

To reset your password, log in into the app and click on Forgot Password, then enter your registered email address and a verification link will be sent to your email that will guide you in changing your password. Also, ensure that you do not reveal your password to anyone.

A minimum balance is the lowest amount you can start saving with on your wallet or Reapquick saving plan.

Consider wallet as your online savings purse that will yield 10% p.a. It allows and authorizes debit card payments online. It is encrypted with high-level security in accordance with the Payment Card Industry Data Security Standard (PCIDSS).

You can fund your Reaprite wallet by simply clicking on “Fund Wallet" button on your dashboard. Fill in the amount of money you wish to deposit, select your preferred payment method - either from your debit card or transfer and then make payment.

Absolutely! That’s another interesting thing about Reaprite. You can share your Reaprite wallet account number with friends to make payment for you, and it will drop in your wallet.

You can either fund your plan from your Reaprite wallet or via your debit card. Carry out the following steps:

• Click on a savings plan
• Choose savings duration
• Enter the amount to save
• Choose savings interval
• Choose source of payment ( wallet or debit card)
• Click fund plan.

Create automatic top up at the point of creating a plan or on the wallet for recurring savings.
To set up auto carry out the following steps:

• Click “topup” on the wallet
• Specify the amount to top up
• Select top up frequency
• Click fund wallet
• With these steps auto top up will be activated on your wallet.

Yes! You can cancel any time and there’s no cost to it.

We have 5 savings plans;

• Reaprite Wallet savings: Saving money on the Reaprite wallet yeilds an interest of 10% per annum. With this plan, you can make withdrawal at any time but withdrawing more than 3 times in a month attracts a penalty of losing the interest for that month. Interest from any other saving plans are credited to your Reaprite wallet which can be redeemed.
• Reapquick: On this savings plan, you can lock down funds for either 3, 6, 9, or 12months with a 12 – 12.5% interest per annum. You need to specify the duration of saving during the setting up of your plan and Reaprite will ensure the money is saved automatically to this plan. Withdrawing outside the set date attracts a penalty fee of 2% on savings and interest for the month.
• Reapplus: This plan allows you to lock away funds for 6, 9 or 12 months with a 12 – 14% interest per annum. No withdrawal is allowed except on maturity date.
• Reapmax: With this plan funds are locked away for either 6 or 12months at a 14 - 16% interest per annum. This plan helps you meet long term financial goals.
• Reapgoal: With Reapgoal you can save individually or as a group for a particular goal to be achieved within a specified time.

To start saving all you need to do is;

• Visit the website or download the Reaprite app from google play store or App store to create an account.
• Fill in your withdrawal account details. This is the bank account where funds you withdraw will be sent to.
• Fill in your debit card details to activate your account and then make your first deposit on your Reaprite wallet, or transfer funds from any bank to your Reaprite wallet.
• Select any of the savings plans and start your savings or leave your funds in your Reaprite wallet.

You can start saving with as low as 500 naira. We understand that people's saving powers are not the same. We encourage you to save based on your capacity

You can save in your Reaprite wallet for as long as you want but on other saving plans, there is a minimum duration of 90 days. We make your money earn interest daily.

To fund any of the savings plan, you can either fund your plan from your Reaprite wallet or via your debit card

Yes, you have the flexibility of breaking this plan but this will be after 30 days (one month of savings duration) and it will attract a penalty charge of 2% of the amount to be withdrawn.

Absolutely! You can add funds to any of your savings plans at any time.

All savings on Reaprite are secured as all accounts are run by our asset management partner.

Unfortunately not. You cannot break this plan until the end of the savings duration.

Unfortunately not. You cannot break this plan until the end of the savings duration.

You can withdraw from your Reaprite wallet at any time but funds locked down on a saving plan cannot be withdrawn and in some cases attract penalty for withdrawal before maturity date.

Withdrawing your money is as quite simple and almost instantly. To initiate withdrawal, take the following steps:

• Log in to your Reaprite wallet
• Tap "Withdraw".
• Enter the amount you want to withdraw
• Select the withdrawal destination. This is your own personal bank account where you want the money to be sent to.
• Viola! The money drops in your account.

Your Reaprite Wallet has unlimited withdrawal so you can make withdrawal at any time. But withdrawing more than 3 times in a month attracts a penalty of losing the accumulated interest for that month.

You can redeem your interest anytime once its paid out to the interest pool.

The minimum amount you can withdraw from your Reaprite wallet is ₦2000

You can make withdrawal from your wallet at any time but money saved on any of the saving plans cannot be withdrawn until maturity date and in Reapquick attract penalty for breaking before maturity date.

To create a village sign up on Reaprite and create an account for free, click on Reapgoal, select Village and fill in and customize the village to your specification, accept terms and conditions; then share the link and invites others to join and save along with you.

The minimum amount to start saving on Village is ₦500 but we advise you set amount that will be most convenient for you to stay consistent.

When the Village ends, each kinsman receives his/her saved amount with accrued interest in their wallet.

Yes! New Users on Reaprite are rewarded with a sign up bonus of ₦500

You don't need to redeem your refferal bonus as this is already used to create a reap quick saving plan for you

As soon as you have completed your sign up process, you can start reffering

There is no limit. You can refer as many people as possible. The more people you refer, the more rewarding it is for you.

Each referral attracts a referral bonus of ₦500. Imagine referring 100 people, that means you will be rewarded with ₦50,000

To be eligible to redeem referral bonus, ensure that you meet the following conditions:

• The person you referred must have successfully completed their profiles
• You must have a minimum savings of N2000 on either reap quick, reap plus or reap max plan